Despite the difficult economic situation in Ukraine, many companies are interested in expanding their activities. Of course, some companies are suspending investment projects or reject them. But, fortunately, it doesn’t happen very often. Economic activity fall down, but is not fully extinguished. Experts estimate that about 50% of the fixed assets needs updating. Government statistics show that the desired level of investment in assets is estimated at 455 bln. UAH.

Improvement of production capacity can be achieved both through the acquisition of new assets, and replace the old. Means of financing such as loan or purchase in instalments is now practically inaccessible. Of course, the main reason for that is the banking sector crisis and the enormous risks of non-returning funds by borrowers. In such circumstances, one of the few (if not the only) way to attract the financial assets is leasing. There are also some difficulties on this market, because the majority of national leasing companies depend of Ukrainian banks credit funds. Slightly better things are from companies owned by international financial groups, which can count on financial support from the parent structures.

Market of new equipment and machinery leasing is also experiencing a downturn. On the one hand, new assets leasing agreements are mainly signed with tested lessees, having a positive «leasing history». New customers receive offers from excessive advances, short-term financing, leasing companies may use other ways to reduce the risks of funds non-returning.

Often the pledge in leasing transaction is leased asset, and if client can`t pay for it leasing company will have to incur substantial costs associated with the storage and resale of such assets. Now, leasing payments became unsustainable for many lessees. Then lessor tries to optimize the payments as: deferred payment loan through the body, «credit holidays», etc. If the lessee is still unable to cope with the obligations, the lessor withdraws the technique.

Thus, particularly relevant during last time has been leasing of used machinery and equipment. To date, each leasing company owns huge asset «portfolio» taken from clients. Purchasing costs are huge, so the lessors are interested in urgent purchase or re-lease of the asset.

In case of used vehicles and equipment leasing, Raiffeisen Leasing Aval`s clients can count on a loyal lease terms: below average downpayment, long-term leasing, opportunity to purchase quality equipment at market prices: used vehicles and equipment are cheaper then new, and its operational period is quiet short (up to two years). In addition, all vehicles and equipment were imported legally in Ukraine, were served in official service centres and were insured. This will protect from problems encountered when you are taking deal with «gray» vehicles and equipment (partial or complete absence of warranty, spare parts, professional repair and servicing).